45% of people in Ireland take up private health insurance

The new auto-enrolment pension scheme is set to come into force in 2024

Learn about our coverage and providers

Kota makes benefits administration in Ireland easy. Offer Health Insurance and Retirement benefits, out of the box, and easily for your team in Ireland

Ireland’s population has increased by 10 per cent in the last decade. 

Population 

Ireland has one of the highest proportions of third level educated individuals in the EU.

Unemployment rate

The country's economy is primarily driven by industries such as pharmaceuticals, information technology, and finance.

Benefits for your team in Ireland

Ireland

75% of the population take up private health insurance

Something cool here about retirement something cool.

Insurance and Retirement embedded into your platform

Simple and flexible benefits built for fast moving teams

A fully integrated benefits platform to control cost, eliminate finance & HR busywork, and empower teams

For Startups

For Mid-sized

Flexible and affordable, built for teams of today

Developers

Startups

Mid-sized

Kota makes benefits administration easy. Offer Health Insurance out of the box, and easily for your team in Liechtenstein

almost half of Liechtenstein workforce is made up of cross-border commuters who live in neighbouring countries such as Austria and Switzerland. 

In 2021, Liechtenstein's workforce exceeded its population -reflecting the high number of commuters who contribute to its workforce. 

Liechtenstein has the second-highest per capita GDP in the world. 

Gross Domestic Product

Benefits for your team in Liechtenstein

Liechtenstein

Approximately 14% of the population has private health insurance, in addition to the national health insurance system which covers the majority of the population

Kota makes benefits administration easy. Offer Health Insurance out of the box, and easily for your team in Sweden

Sweden's population has grown by over 5% in the past 10 years, making it one of the fastest growing in Europe.

Sweden has a highly skilled and educated workforce, with a focus on sectors such as ICT, manufacturing, and healthcare. 

Sweden is one of the wealthiest countries in the world, with a GDP per capita of approximately $53,000. 

Benefits for your team in Sweden

Sweden

Employers in Romania are required to make contributions towards the national health insurance system on behalf of their employees

Kota makes benefits administration easy. Offer Health Insurance out of the box, and easily for your team in Romania

Romania has the second lowest median age in Europe - at around 41.5 years old.

Romania has relatively low labor costs compared to other EU countries. 

Romania is the largest economy in Southeastern Europe, with a favorable business climate and a growing number of foreign investors. 

Benefits for your team in Romania

Romania

Employers in Poland are required to make contributions towards the national health insurance system on behalf of their employees

Kota makes benefits administration easy. Offer Health Insurance out of the box, and easily for your team in Poland

Poland has the third lowest median age in Europe - at around 41.6 years old.

Poland has a large and diverse workforce, with a focus on sectors such as manufacturing, information and communication technology (ICT), and finance.

Poland has one of the highest rates of IT outsourcing in Europe.

Benefits for your team in Poland

Poland

Approximately 17% of the population has private health insurance, in addition to the national health insurance system which covers the majority of the population

Kota makes benefits administration easy. Offer Health Insurance out of the box, and easily for your team in Norway

Norway has the seventh highest life expectancy in Europe - at around 83 years old.

Norway has a highly skilled workforce focused on sectors such as oil and gas, shipping, and renewable energy, with a low unemployment rate. 

Norway is one of the wealthiest countries in the world, with a GDP per capita of approximately $75,000. 

Benefits for your team in Norway

Norway

Approximately 32% of the population in Malta take up supplemental private health insurance

Kota makes benefits administration easy. Offer Health Insurance out of the box, and easily for your team in Malta

Malta's population is growing at the sixth highest rate in Europe - at a rate of 0.68% per year. 

Malta has an unemployment rate lower than the EU average, as well as having the fifth highest workforce participation rate in the EU. 

Malta's economy is not as developed as some other EU countries, but the country's focus on attracting foreign investment and its favorable business climate have helped to stimulate economic growth and development in recent years.

Benefits for your team in Malta

Malta

Employers in Latvia are required to make contributions towards the national health insurance system on behalf of their employees

Kota makes benefits administration easy. Offer Health Insurance out of the box, and easily for your team in Latvia

Latvia's population has been in decline since the 1990s. 

Latvia has a high labor force participation rate, with 72.5% of the population actively engaged in the workforce.

Latvia has a lower GDP per capita than the EU average, but it has been steadily increasing in recent years. 

Benefits for your team in Latvia

Latvia

Approximately 45% of the population in Belgium take up private health insurance

Kota makes benefits administration easy. Offer Health Insurance out of the box, and easily for your team in Luxembourg

Luxembourg's population has increased by 19.04% in the past 10 years.

Around 45% of the workforce in Luxembourg consists of cross-border commuters who reside in neighboring countries such as France, Germany, and Belgium. 

Luxembourg has the highest GDP per capita in the EU, which is more than double the EU average.

Benefits for your team in Luxembourg

Luxembourg

Employers in Lithuania are required to deduct social health insurance contributions from their employees' salaries for the national health insurance fund 

Kota makes benefits administration easy. Offer Health Insurance out of the box, and easily for your team in Lithuania

Lithuania is home to an ageing population - with a median age of 43.8 years. 

Slightly higher than the EU average of 6.1%. 

Emerging market economy primarily driven by the services sector and the tech and manufacturing industries. 

Benefits for your team in Lithuania

Lithuania

Approximately 11% of the population in Iceland take up private health insurance

Kota makes benefits administration easy. Offer Health Insurance out of the box, and easily for your team in Iceland

Iceland's population has grown by 14.19% over the past 10 years.

Tourism, fishing, and renewable energy are all significant drivers of employment in the country. 

Iceland is a leader in renewable energy, particularly in geothermal and hydroelectric power, and has a strong focus on sustainable tourism.

Benefits for your team in Iceland

Iceland

Approximately 28% of the population in Hungary take up private health insurance

Kota makes benefits administration easy. Offer Health Insurance out of the box, and easily for your team in Hungary

Hungary's population is declining, with a negative growth rate of around 0.2% per year. 

Hungary has an unemployment rate lower than the EU average and a well-educated workforce, particularly in areas such as IT, engineering, and healthcare. 

Hungary has a developed, export-oriented economy that depends heavily on the services, wholesale, and retail sectors. 

Benefits for your team in Hungary

Hungary

Approximately 24% of the population in Greece take up private health insurance

Kota makes benefits administration easy. Offer Health Insurance out of the box, and easily for your team in Greece

Greece is home to an ageing population - with a median age of 45.6 years. 

Greece ranks 22nd out of 27 EU countries in terms of employment rate. 

Greece has one of the largest shipping industries globally. Greek shipping companies are renowned for their fleet size and global reach. 

Benefits for your team in Greece

Greece

Approximately 23% of the population in Finland take up private health insurance

Kota makes benefits administration easy. Offer Health Insurance out of the box, and easily for your team in Finland

Finland is home to an ageing population - with a median age of approximately 43.8 years. 

Finland has a highly educated and multilingual workforce, particularly in areas such as IT, engineering, and healthcare.

Finland has a favourable business climate and is home to several multinational corporations, including Nokia, KONE, and Stora Enso. 

Benefits for your team in Finland

Finland

Approximately 18% of the population in Estonia take up private health insurance

Kota makes benefits administration easy. Offer Health Insurance out of the box, and easily for your team in Estonia

Estonia's life expectancy has increased by 6 years since 2001 - more than any other EU country. 

Estonia has a highly skilled and tech-savvy workforce, particularly in areas such as IT, engineering, and digital services. 

Estonia is an emerging market economy and a leader in digital innovation and e-government, with a focus on digital services, including e-residency, blockchain, and artificial intelligence.

Benefits for your team in Estonia

Estonia

Approximately 31% of the population in Denmark takes up private health insurance

Kota makes benefits administration easy. Offer Health Insurance out of the box, and easily for your team in Denmark

Denmark has a high life expectancy of 81.5 years for males and 84.2 for females. 

Denmark has a strong vocational education and training system that provides workers with practical skills and on-the-job training. 

Denmark has a developed, service-based economy with a favorable business climate, a high level of economic freedom, and a focus on sustainability. 

Benefits for your team in Denmark

Denmark

Approximately 15% of the population takes up supplementary private health insurance

Kota makes benefits administration easy. Offer Health Insurance out of the box, and easily for your team in Cyprus

Cyprus' population is growing at 1.46% per year, the third highest rate in Europe. 

Cyprus has a highly educated and multilingual workforce, particularly in areas such as finance, tourism, and shipping. 

Despite its small size, Cyprus has a favorable business climate and a high level of foreign investment. 

Benefits for your team in Cyprus

Cyprus

Over 99% of the population in Bulgaria is covered by the mandatory public health insurance scheme

Kota makes benefits administration easy. Offer Health Insurance out of the box, and easily for your team in Bulgaria

Bulgaria has the lowest average life expectancy in Europe -  at around 74 years old. 

Bulgaria has a highly skilled workforce with relatively low labour costs, particularly in areas such as IT, engineering, and manufacturing.

Bulgaria has an emerging market economy and a major exporter of machinery, food, and clothing. 

Benefits for your team in Bulgaria

Bulgaria

Approximately 35% of the population has supplemental private health insurance

Kota makes benefits administration easy. Offer Health Insurance out of the box, and easily for your team in Belgium

Belgium has an average life expectancy of around 81 years old - among the highest in Europe. 

Belgium has a highly skilled and multilingual workforce, particularly in areas such as engineering, technology, and healthcare.

Belgium is a major exporter of goods, particularly in the areas of chemicals, machinery, and transport equipment

Benefits for your team in Belgium

Belgium

Approximately 43% of the population has supplemental private health insurance

Kota makes benefits administration easy. Offer Health Insurance out of the box, and easily for your team in Austria

Life expectancy in Austria is relatively high. The average life expectancy at birth is around 82.5 years for males and 86.7 years for females.

Austria has a highly skilled and multilingual workforce, particularly in areas such as engineering, technology, and tourism. 

The country is the 12th richest country in the EU in terms of GDP per capita, and it consistently ranks highly in global competitiveness and quality of life indexes. 

Benefits for your team in Austria 

Austria

Companies in Slovakia are required to provide mandatory health insurance for their employees

Kota makes benefits administration easy. Offer Health Insurance out of the box, and easily for your team in Slovakia

Slovakia has an ageing population, with a median age of around 42 years old. 

Slovakia offers relatively low labor costs compared to other EU countries & a skilled workforce - particularly in sectors such as automotive manufacturing, information technology (IT), and shared services.

Slovakia has a small but open economy, heavily dependent on the manufacturing sector, with a favorable business climate and a high level of foreign investment.

Benefits for your team in Slovakia

Slovakia

Companies in the Czech Republic are required to provide mandatory health insurance for their employees

Kota makes benefits administration easy. Offer Health Insurance out of the box, and easily for your team in the Czech Republic

Czech Republic's population is among the oldest in Europe - at 43.7 years old.

The Czech Republic has a highly skilled workforce, particularly in areas such as engineering, IT, and manufacturing.

The Czech Republic's economy is heavily dependent on the manufacturing sector, which accounts for around 32% of the country's GDP. 

Benefits for your team in the Czech Republic

Czech Republic

95% of the population is covered by the mandatory public health insurance system

Kota makes benefits administration easy. Offer Health Insurance out of the box, and easily for your team in the Slovenia

Slovenia's population is growing steadily, at a rate of 0.1% per year.

Slovenia is known for its highly educated and multilingual workforce, particularly in areas such as IT, engineering, and finance.

Slovenia has a small but highly developed economy and a major exporter of pharmaceuticals and electrical equipment. 

Benefits for your team in the Slovenia

Slovenia

11% of the population in Germany takes out supplemental private health insurance

Kota makes benefits administration easy. Offer Health Insurance out of the box, and easily for your team in Germany

Germany has the third oldest population in Europe, with a median age of 45.9. 

Germany has one of the lowest unemployment rates in the EU and is known for its highly skilled workforce - particularly in engineering and manufacturing. 

Germany has the fourth-largest economy in the world, with a strong focus on services, and industries such as machinery, vehicles, and chemicals. 

Benefits for your team in Germany

Germany

Private health insurance is mandatory for all residents and approximately 87% of the population has it

Kota makes benefits administration easy. Offer Health Insurance out of the box, and easily for your team in the Netherlands

The Netherlands has one of the highest average life expectancies in Europe - at around 82 years old. 

The Netherlands is known for its highly skilled workforce, particularly in areas such as technology, engineering, and logistics. 

The Netherlands has the 17th largest economy in the world, largely  driven by the services sector. 

Benefits for your team in the Netherlands

Netherlands

29% of the population in Italy takes out supplemental private health insurance

Kota makes benefits administration easy. Offer Health Insurance out of the box, and easily for your team in Italy

Italy has one of the highest life expectancies in Europe - at around 84 years old. 

Italy has a highly skilled workforce, particularly in engineering, design, and technology. 

Italy has the third-largest economy in the Eurozone, after Germany and France. 

Benefits for your team in Italy

Italy

15% of the population in France takes out supplemental private health insurance

Kota makes benefits administration easy. Offer Health Insurance out of the box, and easily for your team in France

France's population growth rate is among the lowest in Europe, at around 0.4% per year. 

France has a highly skilled workforce and a tradition of strong labor protections and social welfare policies. 

See how much you can save