Employer pensions, made simple

In Ireland, you’ll need to make sure you’re contributing to an Occupational Pension for all employees from the first day of hire to be fully exempt from Auto Enrolment. So, if you have only a PRSA or do not have your Occupational Pension set up properly, employees will still be Auto Enrolled onto the government scheme. In the UK, our scheme with SmartPension is also set up to satisfy Auto Enrolment requirements.

If you already have a pension scheme set up in the UK, you can use Kota’s Pension Switch feature to move or import it - in a few clicks. If you have a scheme in Ireland, you’ll want to check out our Auto Enrolment page for the steps you need to take to ensure it’s exempt with upcoming Auto Enrolment legislation.

Annual Management Charges (AMCs) are fees charged by fund managers to manage investment funds within your pension. They ultimately reduce employees' retirement savings and small differences in AMCs add up to significant amounts - so it’s important to make sure you’re paying a reasonable rate. In Ireland, Kota’s AMC with Irish Life is 0.75% and 0.40% in the UK with SmartPension.

Kota integrates directly with insurance and pension providers so you can sync from your employee data from your HRIS right through to end providers so you can fully automate your benefits, make changes quickly, and eliminate manual errors.