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Spend · Allowances

Flexible allowances, from budget to receipt

Kota gives every employee a card in the same app as their other benefits, then enforces the rules you set.

Cards / Allowances

Wellbeing allowance

Active
Cardholders
48
Spent
£2,146
Available
£2,654

Recent spend

  • PSPriya Shah£38.00
  • TRTom Reid£24.50
  • ESEmma Stuart£18.00
  • SMSam Murphy£12.00
  • NWNoah Williams£9.50

Spend without the expense claims

With Kota, your team pays with a card, so receipts and reimbursements stop landing with you.

Good evening, Alex
Here is your breakdown

Wellbeing allowance

Contribution(monthly)
£180.88
Company
£123.99
Personal
£60.99

Irish Life HealthKick-off Plan ILH

Save

Contribution(monthly)
£180.88
Company
£123.99
Personal
£60.99

Irish Life HealthKick-off Plan ILH

9:41

Annual compensation

£55,750

Wellbeing allowance

Contribution(monthly)
£180.88
Company
£123.99
Personal
£60.99

Irish Life HealthKick-off Plan ILH

Save

Contribution(monthly)
£180.88
Company
£123.99
Personal
£60.99

Irish Life HealthKick-off Plan ILH

BenefitsSpend

Their allowance.On a card.

Their balance. Your rules. And an agent that handles the rest.

Enabling your team to

How much is left this month?

£62 of your £100 wellbeing allowance. It resets on the 1st.

Resets 1 Nov

Wellbeing allowance

£62

Left of£100

Your allowance

How allowances work on Kota

Visa cards, issued by Stripe

For companies registered in the UK, Ireland, and 19 other European countries.
Your team can be anywhere.

Keeping it in order

Category controls

Every card runs on your merchant categories, so you set the guardrails.

Card issuing

Stripe issues the cards and is authorised to do it, by the FCA in the UK and the Central Bank in Ireland.

Taxable spend

Kota reports each employee’s spend to payroll.

This is not part of Kota’s regulated activity. Cards are issued by Stripe Payments UK Limited, which is an electronic money institution authorized by the Financial Conduct Authority (firm reference number: 900461) for the issuing of electronic money. Cards are issued under the Visa card scheme pursuant to a license from Visa Europe Limited.

“People think they have to deal with brokers and paperwork, but that is not the case with Kota. It really works from an employee engagement perspective.”

Niamh LangtonStudio Manager, &Open

A few thingsworth knowing.

What can they spend it on?

Whatever your categories allow, like learning, wellbeing, or transport. Leave it open and it covers anything that counts as a business expense or an employee benefit.

How do the controls work?

Kota maps each allowance to the codes card networks use to classify shops. A purchase outside those categories declines at the till.

Which countries does it work in?

Any company registered in the UK, Ireland, Austria, Belgium, Croatia, Cyprus, Estonia, Finland, France, Germany, Greece, Italy, Latvia, Lithuania, Luxembourg, Malta, the Netherlands, Portugal, Slovakia, Slovenia, or Spain can issue cards. Your team can be anywhere.

Can we run more than one allowance?

Yes. Each one has its own categories, amount, and people who qualify.

What happens when someone leaves?

Their card stops working on their last day in your HRIS.

Is it taxable?

Usually, yes. Kota reports each employee’s spend to payroll so it’s taxed correctly.

What does it cost?

Your allowances, plus Kota’s per-employee fee.

What are flexible benefits?

Benefits each employee can use their own way, instead of one package for everyone. On Kota, that’s an allowance on a card, spent on the categories you choose, like learning, wellbeing, or getting to work.

Benefits your team notices.Admin you don’t.