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Your broker & your
benefits system, in one

Kota's agent keeps the admin moving while our team supports your big decisions.

9:41

Good evening,
Alex, welcome back!

CareCovered

You +
your family

Company pays €123.99

Invest

Company and personal
contributions

You €400 / Company €400

Protect

Covered

You + your family

Company pays €110.00

Travel allowance

€409 left

T

Leyton → Liverpool St

Today · 08:12

−€2.80

T

Liverpool St → Leyton

Yesterday · 18:24

−€2.80

BenefitsSpend

Kota closes the gaps

Benefits break when your broker and your software don’t connect.
With Kota, they’re joined at the source.

Your Benefits Software
Your Broker
  • Safe

    Cover stays in sync with your team as it changes. Every action is logged and attributed. And if something goes wrong, our team picks it up.

  • Secure

    Major decisions need your sign-off. Personal data is handled under GDPR.

  • Fast

    Change a policy or a contribution yourself and it takes effect the same day. There’s no work order to raise or servicing fee to pay.

Switch without
starting over

The Kota team sets you up in days, and works with you to ensure continuity.

Keep what works

Your HRIS, payroll, policies, even benefits sourced elsewhere: If it’s already working for you, keep it. We’ll unify it in one system.

Re-quote what doesn’t

Our benefits team gets you quotes, then you choose. Your current insurer is one of them.

We handle the move

You appoint Kota and we handle the move with your insurers. Live within days for small teams, a few weeks for larger ones. Your policies don’t change.

How Kota works

Get Started

Connect your people

Kota syncs joiners, leavers and salary changes from your HRIS automatically, or via uploaded CSV.

Get Started

Quote

Our benefits team takes your census to market. You compare the quotes in Kota and choose.

Get Started

Enrol

Set the rule once. Joiners are enrolled on their start date and each insurer receives the relevant data.

Get Started

Run

One payroll report a month. Every deduction, by employee and benefit.

Get Started

Delight

Your team sees everything they’ve been given, and asks Kota’s agent when they need to.

Get Started

Renew

Options modelled against your scheme and the market, costed. Our benefits team beside you. You pick one.

Kota’s AI runs the routineOur benefits team works alongside
you on the big decisions.

Book a demo

Available now in beta

What Kota’s agent does

For you

  • Answers you and your team
  • Shows how your scheme compares
  • Spots problems before they cost you
  • Makes changes when you ask
  • Waits for your yes on big changes

For your people

  • Answers about their specific pension, health, life & spend
  • Pension projections with tax relief
  • Contribution changes & dependants added from the answer
Is anyone missing from the pension scheme?
Two.
Kiki Patel, started Monday, enrolling tonight. Tom Reilly, opted out in March. Want me to nudge Tom?
What’s a competitive pension contribution for a company like ours?
You’re at 5%. Any wider comparison is illustrative.
Renewal’s coming. What are my options?
Three, costed, in your inbox. The cheapest keeps your current insurer.
Am I covered for physio?

Yes. Twelve sessions a year, no referral needed.

Can I put 3% more into my pension?

€90 a month after tax relief, about €140k more at 65. Done.

My daughter was born on Friday.

Congratulations. She’s on your cover from Friday. Done.

Everything you
need and more

The features our
customers love most.

This month’s cost breakdown
€28,450
  • Health insurance
  • Pension
  • Life insurance
Monthly cost and usage
AugSepOctNovDecJanFebMarAprMayJun

€28,450936 benefit views in Oct

Reporting

Kota handles benefits spend and usage reporting to arm you with the right data for your CFO.

Confirm changes

Enrol to Bupa Select

Update employee details

Employee start date

Automations

Set conditions for automatic enrolments, contribution updates, policy leavers and more.

  • Ireland
  • Netherlands
  • Italy
  • Denmark
  • Poland
  • Austria
  • Portugal
  • Greece
  • Belgium
  • United Kingdom
  • Norway
  • Spain
  • Switzerland
  • Sweden
  • Germany
  • France
  • Finland
  • Italy
  • United Kingdom
  • Poland
  • France
  • Denmark
  • Spain
  • Ireland

Multi-country

Manage benefits across multiple countries from one place.

Spend cards

Offer flexibility to your employees, synced alongside core benefits.

Dublin OfficeStockholm OfficeLondon OfficeParis Office

Multi-entity

Manage benefits across multiple entities with ease.

9 employees joined Kota

Sarah O’Conner was
removed fromBike to Work Scheme

Enrol new starter
Health cover for Amar Dell

Needs your review

Activity log

Stay on top of organisational changes as they happen.

Building a platform?
All this can run inside it.

Everything on this page runs inside Deel, Remote, PayFit and a dozen other platforms today, under their brand, on Kota’s benefits infrastructure.

If you’re building a platform, it can run inside yours. One integration. We handle the insurance part.

See Partners
  • Remote
  • PayFit
  • Employment Hero

What your people
stop saying

“What does this actually cover?”

Each benefit gets a plain-language explanation of what it does and what it’s worth.

“Where do I even log in?”

Cards, documents and claims live in one app. Kota’s AI answers the questions that used to land on you.

“Which benefits do I have?”

Your team sees the full value of what you offer while they’re here, so nobody discovers it on the way out.

With Kota, benefits stop being a thing that goes wrong and start being a reason people stay.

“People think they have to deal with brokers and paperwork, but that is not the case with Kota. It really works from an employee engagement perspective.”

Niamh LangtonStudio Manager, &Open

The benefits brokerage
that does the work