Salary sacrifice,from setup to payslip

Electric cars, cycle to work, home and tech, and nursery benefit. They run alongside pension salary sacrifice if you already have it.

It depends on the scheme and their tax band. For cycle to work and pension, payments come out of salary before tax, so they save the income tax and National Insurance on that amount. An electric car also carries a small company car tax charge, and Kota’s agent includes it in their numbers.

Kota does, every pay run, across every scheme each person is in, pension included.

Their deductions stop with their last pay run. Each scheme has its own rules for what happens next, like returning or buying out a car, and Kota’s agent explains theirs.

No. Kota is a non-advised broker. We set up and run the schemes, and give you and your team the information to decide for yourselves.

Not for salary sacrifice. These are UK schemes, and what’s available in Ireland works differently. Kota runs your other benefits in both countries, and Irish pension contributions go through Invest.

Kota’s per-employee fee covers it, and the company usually saves employer National Insurance on what’s sacrificed. Some scheme providers charge their own fees, and we show you those upfront.

An agreement where an employee gives up part of their salary in exchange for a benefit, like an electric car or a bike, paid for before tax.