Rated 5 stars on the App Store, Trustpilot and G2
Employee benefits for small businessthat actually scale.
Kota is the modern broker alternative built for small businesses. Get pension, health insurance, and life cover without paying for both a broker and a platform. We handle procurement, enrolment, payroll reporting, and renewals automatically so you can focus on growing your business instead of managing spreadsheets.
Regulated by the Central Bank of Ireland. Kota is a trading name of Yonder Financial Technology Ltd, an Appointed Representative of Innovative Risk Labs Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 609155).
- Benefits admin minutes saved by teams this month
- 187,500
- Employees covered by Kota-powered benefits
- 100,000+
“Kota provided a more affordable quote than our previous industry-leading broker.”
Powering benefits for 100,000+ employees, from startups to enterprise
Offer attractive employee benefits without the overhead
Small businesses deserve a professional benefits infrastructure without the complexity. Kota removes the broker-platform-HRIS fragmentation entirely.
Broker and platform in one place
Kota is a broker in the UK and Ireland, which means you procure and manage benefits in one system. No external broker fees or platform coordination required.
Benefits that scale from 50-500
Set eligibility rules, contribution structures, and probation periods once. Kota automatically applies them as your team grows. No manual updates needed.
Save hours every week on admin
Eliminate spreadsheet reconciliation, payroll errors, and provider email chains. Kota syncs everything automatically, so you can focus on strategic work.
Every employee benefitfor small businesses.
Quote, compare, and launch pension, health insurance, and life cover directly in Kota. No external broker relationship, no commission haggling, and no renewal panic.
Real provider integrations
Kota connects directly with insurers such as Vitality, Bupa, and Zurich. New hires are enrolled the same day, leavers are removed automatically, and data syncs in real time.
- Automatic joiners and leavers
- No manual CSV uploads or email chains
- Same-day enrolment confirmations
HRIS and payroll sync
Bi-directional sync with HR systems such as HiBob, Personio, BambooHR and more. Keep employee data, benefits, and payroll deductions aligned without manual reconciliation.
- Syncs employee data automatically
- Accurate payroll deductions every month
- Eliminates version control issues
Employee-facing benefits app
Your team accesses all benefits through a single modern app. No unnecessary PDFs, no guessing what's covered, and no chasing HR for policy details.
- View coverage and policy information
- Nominate beneficiaries and submit claims
- Clear visibility into total benefits value
Automated compliance
Kota handles pension auto-enrolment, P11D reporting, salary sacrifice calculations, and benefits-in-kind requirements automatically. No spreadsheet tracking required.
- Auto-enrolment deadline management
- Salary sacrifice calculations
- P11D reporting automation
An employee benefits partneryou can trust.
Kota provide amazing customer service and go above and beyond to answer pension and health insurance queries.
A great team to work with, super responsive and very informative. They make pensions and insurance actually make sense to me.
Game changer, we are saving so much time with the tech available to us with Kota.
Why work with Kota?
Working with brokers often comes with a price tag and schemes tailored to larger businesses. Going to providers yourself is time-intensive. Benefits platforms only add a layer of admin on top. Kota solves all three problems by combining a built-in broker with automated benefits infrastructure in a single platform.
Proven retention, not promises
Almost no churn in three years proves teams don't just adopt Kota. They rely on it. Consistent retention reflects real value, dependable automation, and support that outperforms traditional brokers.
Broker with direct-to-provider access
As a broker, Kota can place and renew benefits directly with providers. This removes external brokers, reduces delays, and streamlines the annual renegotiation cycle.
One system, zero fragmentation
Kota replaces disconnected brokers, platforms, and HRIS workarounds with one unified system that automatically syncs employee data, providers, and payroll. You keep employee benefits accurate without manual effort.
Effortless benefits, set upbefore your next payroll run.
Get your quote
Compare quotes from a range of providers with broker-level expertise on hand.
WhenToday
Connect your systems
Link your HRIS and payroll in minutes. Your employee data becomes the source of truth for every benefit.
WhenTomorrow
Engage your employees
Your team gets access to their benefits through the Kota app, with everything explained clearly. Human support available if they need it.
WhenThis week
Run benefits on autopilot
Starters, leavers, salary changes, contribution updates - handled automatically.
WhenForever
“Why can’t everything be this easy?! Everything was easy, both on the admin side and for end users.”
Modern benefits managementstarts here
If you're managing employee benefits across spreadsheets, brokers, and broken integrations, it's time for a simpler approach. Kota gives you complete control, without the admin burden.
Frequentlyasked questions
What makes Kota different from traditional brokers?
Kota is a broker that also provides the platform, eliminating the need to pay for both. We handle procurement AND administration in one system.
Is Kota suitable for companies with fewer than 100 employees?
Yes. Kota is designed for UK and Irish companies with 50-500 employees, including solo HR teams and small business owners managing benefits for the first time.
Which benefits can small businesses manage with Kota?
Kota focuses on core benefits like pensions, health insurance, and life insurance, with flexible benefits and spend management available alongside.
How much time does Kota save small business HR teams?
Teams can save 12-15 hours monthly by eliminating previously spent time on spreadsheet reconciliation, payroll errors, and chasing providers and brokers for updates.
Does Kota integrate with small business HR systems?
Yes. Kota syncs bi-directionally with popular HRIS and payroll tools like HiBob, Personio, and BambooHR to keep data accurate automatically.
Focus on the outcomes,not the admin
Join the People teams providing engaging benefits, effortlessly.