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Give your clients a better way to run benefits.

Kota is a broker and benefits platform in one, for UK and Irish employers. Introduce a client who’s outgrown spreadsheets and broker emails, and earn 10% of their first-year platform subscription.

  • Your client gets one system for cover, admin and renewals
  • Kota handles quotes, setup and every change after
  • You earn 10% of their first-year platform subscription

Apply to become a referrer

By applying, you agree to the referral programme terms.

Benefits admin minutes saved by teams this month
187,500
Employees covered by Kota-powered benefits
100,000+
“Kota provided a more affordable quote than our previous industry-leading broker.”
Stuart Hunt · Vice President Human Resources, Ikon Science

Europe’s fastest-growing broker, running benefits for its fastest-growing companies

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Why your clients switch

Benefits are the last part of HR still run on email and spreadsheets.

Most of your clients have a modern HRIS and payroll. Their benefits still sit across broker emails, PDFs, provider portals and a spreadsheet someone updates by hand.

Today

  • Broker emails
  • PDFs
  • Provider portals
  • A spreadsheet updated by hand

With Kota

Synced with HRIS and payroll

A broker and a benefits platform in one

  • Health, life, income protection and pension cover, sourced and placed
  • One team for quotes, setup and every change after it

100,000+employees covered across the UK and Ireland

Joiners and leavers update automatically

No rekeying, and no former employees left on policies.

Renewals start early

We compare the market well before the deadline, so there’s time to decide.

ISO 27001 certified

Client and employee data is handled to an independently audited standard.

One app for employees

Every benefit in one place, so cover gets used and HR answers fewer questions.

Hear what People teams say about Kota

Hear what People teams say about Kota
“People think they have to deal with brokers and paperwork, but that is not the case with Kota. It really works from an employee engagement perspective.”
Niamh LangtonStudio Manager
  • A dramatically improved employee app experience
  • Significantly reduced ongoing admin for financial benefits
  • No more time-consuming broker back-and-forth
Read the full story
“Kota just makes everything easy to be honest. Everything is a lot more modern than what we were used to. Kota is seamless - we used brokers in the past and were clunky.”
Lauren SeawrightChief of Staff
  • Employee benefits set up in just a few clicks
  • Self-service for employees to access pension and health in one app
  • A benefits system that scales with Cloudsmith’s growth
Read the full story
“Kota is a game changer for us. Kota didn’t just streamline our processes. It raised the bar for what we expect from a benefits partner. It’s night and day to our 'old world’.”
AnneMarie LowryCulture & People Enablement Director
  • A dramatically improved employee experience
  • Zero manual admin across onboarding, offboarding and updates
  • A benefits system that scales with Life Scientific's growth
“Before, everything to do with employee benefits was disconnected. Now, it’s all automated in one place. With Kota, it just works.”
Idan ShteinbergPeople Operations
  • Rolled out 11+ flexible benefits through one platform
  • Automated onboarding and offboarding via HRIS integration
  • 'Best use of benefits technology' at the Employee Benefits Awards

A fair reward, disclosed openly

You make the introduction. We handle discovery, quotes, setup and renewal, and reward you for every eligible client who signs.

10% of year one

Earn 10% of your client’s first-year Kota platform subscription.

Growth counts too

If your client’s platform subscription grows in their first 12 months live, so does your reward.

Paid quarterly

Once your client has paid us, we send a quarterly statement and you invoice us. Payouts start once your balance reaches €500 or £500.

No selling required

You make the introduction. Our team handles discovery, quotes, setup and every renewal after it.

Disclosed openly

You tell your client about the reward, in plain language, when you introduce them. Nothing hidden.

Clear, simple terms

Insurance premiums, brokerage commission, one-off implementation fees and other non-recurring charges aren’t included. Full details in the programme terms.

Three steps from introduction to payout

  1. 01

    Apply

    Fill in the form. Our team reviews every application and confirms acceptance by email.

    • Every application reviewed
    • Acceptance confirmed by email
    • Introductions count from that date
  2. 02

    Introduce your client

    Send a personal email introduction to a named contact at their business email address, with referral@kota.io copied.

    • Someone you know personally
    • Reward disclosed when you introduce them
    • We acknowledge within five working days
  3. 03

    Get paid

    If your client signs an order form within 90 days of your introduction email, you earn 10% of their first-year platform subscription.

    • Quarterly statements
    • You invoice us, we pay within 30 days
    • Payouts from €500 or £500

Introductions made before your acceptance email, or to existing Kota customers and businesses already in conversation with us, don’t count. Full rules are in the referral programme terms.

Built for people your clients already trust

We review every application. The programme works best for people who sit close to a People team and know when its benefits setup has stopped working.

This is for you if:

  • You’re a fractional or portfolio People leader
  • You’re an HR, People Ops, reward or compensation consultant
  • You work with employers that have staff in the UK or Ireland

This probably isn’t for you if:

  • You want to quote or resell insurance yourself
  • You don’t personally know the people you’d introduce
  • You want benefits for your own company - book a demo instead

Frequentlyasked questions

Who can apply?
Anyone 18 or over who provides HR, People Ops, reward or benefits services. We review every application and confirm acceptance by email. Introductions made before that date don’t count.
How much will I earn?
10% of your client’s first-year Kota platform subscription, including expansions in their first 12 months live. Insurance premiums, brokerage commission, one-off implementation fees and other non-recurring charges aren’t included.
When do I get paid?
Quarterly in arrears, once we’ve received your client’s payment. We send a statement within 30 days of quarter end, you invoice us, and we pay within 30 days of a valid invoice, to a business bank account in your name. Amounts exclude VAT and are paid in the currency your client pays in. Payouts start once your balance reaches €500 or £500.
How do I make an introduction?
By personal email to a named contact at the client’s business email address, with referral@kota.io copied. You need to know them personally. We’ll acknowledge within five working days.
What doesn’t count?
Introductions made before you’re accepted, existing Kota customers, businesses already in conversation with us, generic or personal email addresses, people you don’t know personally, businesses with no UK or Irish employees, and businesses another referrer introduced in the last 90 days.
Do I have to tell my client about the reward?
Yes. In plain language, at or before the point of introduction.
Is this a reseller programme?
No. You make the introduction and Kota handles everything after it. You don’t quote or arrange cover, make commitments or promises on Kota’s behalf, handle client money, or use materials we haven’t approved.
What if my client leaves early?
If they cancel, get a refund or are terminated within 90 days of going live, the reward is recovered from your future payouts.

Know a People team that’s outgrown its benefits setup?

Introduce them to a better way to run benefits. Apply to the referral programme. No pressure, no obligation.