ICICI Lombard
Group health insurance for employers in India, with cashless treatment across a large hospital network and day-one cover for pre-existing conditions.
Overview
ICICI Lombard is an Indian general insurer that offers group health insurance for employers in India, covering employees and their families for hospital treatment, day care procedures and maternity costs. ICICI Lombard says more than 30,000 companies use its group health cover.
ICICI Lombard group policies can cover pre-existing conditions from day one, without the usual waiting periods, and offer cashless treatment at more than 13,000 network hospitals. Employees manage the policy through the IL TakeCare app, which holds e-cards, finds hospitals, books health check-ups and tracks claims, alongside round-the-clock teleconsultations and mental wellbeing sessions.
What’s covered
- Hospitalisation, including stays as short as two hours
- Pre-existing conditions covered from day one
- Maternity costs and day care procedures
- Cover for employees' family members under one policy
Where it’s available
Available to teams in:
- India
Ready to add ICICI Lombard to your coverage?
Our benefits team will quote every country your team works in, and Kota runs it from one place.

