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Unum

Life assuranceUnited Kingdom

Unum provides group income protection, life and critical illness insurance for UK employers, with rehabilitation and Help@hand support included.

Overview

Unum is a UK workplace insurer that provides group income protection, group life insurance and group critical illness cover for employers. Unum group income protection pays a percentage of an employee's salary if long-term illness or injury stops them working, with specialist rehabilitation support to help people stay in or return to work.

Unum paid £516 million in group protection claims in 2024 and insures 2.8 million people, according to the company. Every Unum policy includes Help@hand at no extra cost, giving employees remote GP appointments, mental health support and an employee assistance programme, plus a cancer navigation service for people facing a diagnosis.

What’s covered

  • Monthly income if illness or injury stops someone working
  • Life cover of up to 12 times annual salary
  • Remote GP, mental health support and EAP through Help@hand
  • Specialist rehabilitation and return-to-work support for absent employees

Where it’s available

Available to teams in:

  • United Kingdom

Ready to add Unum to your coverage?

Our benefits team will quote every country your team works in, and Kota runs it from one place.