Smart Pension
Smart Pension runs a workplace pension master trust for UK employers, with an app that lets employees track, combine and manage their savings.
Overview
Smart Pension is a UK workplace pension provider that runs the Smart Pension Master Trust for employers. The Smart Pension Master Trust is authorised and supervised by The Pensions Regulator, and 100,000 employers use Smart Pension to help two million people save for retirement.
Smart Pension members manage their pension through an app or online account, where they can find and combine old pensions, choose investments and use retirement planning tools. The Smart Pension workplace pension holds a Defaqto five-star rating for 2026, and more than 250,000 people use the Smart Pension app.
What’s covered
- Workplace pension through a TPR-authorised master trust
- App and online account to track pension savings
- Tools to find and combine old pensions
- Investment choices and retirement planning tools
Where it’s available
Available to teams in:
- United Kingdom
Ready to add Smart Pension to your coverage?
Our benefits team will quote every country your team works in, and Kota runs it from one place.